What Buyers Need to Understand Before Deciding

Last updated: January 2026

Property taxes are a primary driver of affordability in Central Texas and vary more by location than most buyers expect.

This topic is one part of a larger decision people face when moving to or buying property in Austin and Central Texas. For a complete breakdown of costs, risks, and long-term considerations, see our full guide to cost of living and housing affordability in Austin and Central Texas here.

https://chrispesek.com/blog/cost-of-living-and-housing-affordability-in-austin-and-central-texas

Taxes directly affect monthly payments and long-term livability.

Buyers often focus on county averages instead of the actual effective rate tied to a specific property.

Relocators comparing Austin to surrounding counties and buyers considering newer developments.

Tax structure often determines whether a lower-priced home is actually affordable long term.

You can find more resources at https://chrispesek.com, email chris@drippingspringshometeam.com, or call 512-736-1703.
Chris Pesek is a Texas Hill Country Realtor specializing in land, acreage, and custom homes. 383+ sales. Top 2 Percent Producer. 63 five-star reviews.