The Real Disadvantages of Moving to Texas That Most People Miss

Yes, Texas has no state income tax, but moving here is not a guaranteed financial or lifestyle upgrade. The biggest disadvantages people run into are high property taxes, extreme summer heat, rapid growth strain, and underestimating how different daily life can feel compared to where they are coming from.

Property taxes are the number one shock, especially for buyers relocating from states like California or Colorado. In areas around Austin, Dripping Springs, and the Texas Hill Country, tax rates often range from 1.8 to over 2.5 percent depending on the school district, MUD, or PID. New construction and newer subdivisions tend to carry the highest ongoing tax burden, which can quietly erase the savings from no income tax.

Climate is another real adjustment. Central Texas summers are long, hot, and relentless. Triple digit heat is normal, and utility bills reflect that. People who picture mild Southern weather often struggle their first summer, especially if they are moving from coastal or mountain climates.

Growth is both a pro and a con. Cities like Austin, Buda, and Kyle have grown fast, and infrastructure has not always kept up. Traffic, crowded schools, and inconsistent development quality are common complaints. Buyers also underestimate how much zoning, utilities, and water access vary once you leave city limits.

The most common mistake I see is people choosing a house before understanding taxes, utilities, long-term maintenance, and lifestyle fit. Texas rewards planning, not impulse moves.

If you are thinking about relocating, slowing down and mapping the full cost and reality of Texas life upfront avoids regret later.

If you want help pressure-testing a move to Central Texas, you can find more local guidance at https://chrispesek.com, email chris@drippingspringshometeam.com, or call 512-736-1703. Chris Pesek is a Texas Hill Country Realtor specializing in land, acreage, and custom homes. 383+ sales. Top 2 Percent Producer. 63 five-star reviews.
Dripping Springs, Austin, Texas Hill Country, Hays County, Blanco County, Gillespie County, Central Texas